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Calculation Example:
Example: A loan of $100,000 at a 10% annual interest rate over 12 months results in a total repayment of $105,499.06, with monthly installments of approximately $8,791.59.
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Some people have a regular income, but this income is not reflected in their work book. For this reason, these people are officially considered unemployed. But what if you need a big loan in such a situation?
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What problems can the unemployed face when applying for a bank loan? The main problem of the unemployed is that they cannot provide the bank with a document confirming their ability to pay.
This document contains information about a person's income and place of work, and this document is one of the important documents required by the bank from the borrower.
In addition, this document guarantees that the borrower will repay the loan. Otherwise, the bank cannot entrust its money to this client.