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Calculation example: with a loan amount of USD 100,000 at 10% per annum, for a period of 1 year, the total amount to be repaid will be equal to: USD 105,499.06, with a monthly payment: USD 8791.59. The consequences of not paying the loan are regulated by the legislation of USA.

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    Who is the lender

    A lender is a natural or legal person who provides a certain amount of money in the form of a loan or loan with the obligation of the other party (or the borrower) to repay it, along with interest, in accordance with the terms agreed in the contract.

    This percentage will have a greater or lesser amount depending on the risk the lender is willing to take (this is not the same as giving it to the user than a company that has been consolidating in the market for a while), among other factors.

    There is no single type of lender, there are several options to choose from:

    Commercial and non-commercial lenders.

    Lenders - banking and non-banking.

    individual lenders.

    Obligations of the lender and the borrower

    The obligations of the creditor are as follows:

    - Match the required funding.
    - established in the loan agreement, among the conditions to be met, the interest rate payable by the borrower, as well as the repayment period.
    - Availability of a copy of the contract.
    - Fix receipt of payment to the client.
    - Allow loan amortization if the borrower so chooses.

    Borrower Responsibilities:

    - Pay loan payments.
    - Pay interest, commissions and/or additional fees on the loan.
    - If the lender requires it, show what your financial context is and send them all the information the lender requires.

    What is an agreement between a lender and a borrower?

    The loan agreement, which is given between the lender and the borrower, contains all the conditions that should be followed by each of the parties. Among the most important criteria are the interest rate, fees (if any), repayment period or, in some cases, payment (or non-payment) of the amount for early repayment of the loan.

    How much can I apply for and what loan terms are available?

    We offer consumer loans ranging from $100 to $100,000,000.

    How long does it take to receive a credit decision?

    You can get a fast credit decision, usually on the same day.

    How long will it take to receive my funds?

    If your personal loan is approved and you have accepted the terms of the loan, you will have quick access to funds, often within one to three business days.

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