urgent loans for bad credit Rhode Island
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Calculation Example:
Example: A loan of $100,000 at a 10% annual interest rate over 12 months results in a total repayment of $105,499.06, with monthly installments of approximately $8,791.59.
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The interest rate of the refinancing loan is more favorable
The interest rate of the new loan must be significantly lower than the interest rate of the existing ones!
When refinancing a loan, you must follow one important rule - never take a loan of the type that you are going to cover with this new loan, for example, it is unwise to cover another similar type of loan with one quick loan.
The reason for this is simple: the same type of loan does not have other conditions, and therefore the new loan does not have an economic positive effect, in fact the situation does not improve, and in many cases even worsens!