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Is it advisable to take a new loan if..
- Issuing a new loan will make sense only if the interest rate on the new loan is so favorable that it allows you to significantly save on interest costs.
- As a rule, such an effective situation arises when quick loans at a high interest rate are covered by a mortgage loan - savings on interest costs can reach 10%!
- Also, keep in mind that you can pay off a quick loan before the loan is due, saving on interest costs because the interest costs are calculated based on the period of use of the loan, so if you pay off the loan early, you will have to pay less interest!