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Instant loan
This is the unofficial name of fast online loans, which has entered our everyday speech. Like an instant loan, an emergency loan or an online loan is often used colloquially, which also means a quick loan
What is a pre-approved loan?
Banks often pre-approve our credit card and let us know what we can borrow.
A pre-approved loan does not mean that you have taken out the loan and are obligated. This is a kind of marketing move from the bank, which informs you that, depending on your income, you have been pre-approved for a quick online loan for a certain amount and can get it at any time.