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Calculation Example:
Example: A loan of $100,000 at a 10% annual interest rate over 12 months results in a total repayment of $105,499.06, with monthly installments of approximately $8,791.59.
Disclaimer: All financing terms are subject to applicable U.S. regulations. Borrowers are advised to carefully review all agreements and understand their responsibilities before accepting any offer.
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Penalty payments or renewal policy information
In the event that the credit amount is not paid within the specified period, the creditor may demand a penalty fee from the total amount of the overdue amount for each day of delay. In the event that the payment is made over a long period of time, without an agreement with the creditor, the creditor has the right to unilaterally transfer the collection of credit to third companies.
By paying the loan on time
A good credit history is created, which increases the chance of getting a loan on favorable terms in the future.