Where can I get a loan without an income certificate? Iowa

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Calculation example: with a loan amount of USD 100,000 at 10% per annum, for a period of 1 year, the total amount to be repaid will be equal to: USD 105,499.06, with a monthly payment: USD 8791.59. The consequences of not paying the loan are regulated by the legislation of USA.

    Where can I get a loan without an income certificate?

    The bank can turn a blind eye to the absence of a certificate of income if the client confirms his ability to pay, shows documents on ownership of an apartment or a car. Then the loan will be given without a certificate, but with a pledge.

    It also happens in another way. For example, a bank can issue a loan without documents to an unofficially employed client, but ask him to name the place of work and the telephone number of the personnel department or the head of the enterprise. To make sure the data is correct, the creditor can call the employer.

    Also, sometimes banks issue urgent cash loans without proof of income to clients with a good credit history. True, they can limit the maximum amount, and make the interest rate higher than usual. The procedure for issuing such loans is standard: you need to come to the bank with your passport and TIN, tell what amount is needed and for what purposes.