Private loans against receipt

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Calculation example: with a loan amount of USD 100,000 at 10% per annum, for a period of 1 year, the total amount to be repaid will be equal to: USD 105,499.06, with a monthly payment: USD 8791.59. The consequences of not paying the loan are regulated by the legislation of USA.


    It is impossible to take a loan against a receipt from a banking institution or a credit institution. Since large financial organizations do not work with this type of transactions.

    You can borrow money against a receipt from private lenders who are ready to provide the amount on their own terms. Although they sometimes differ from the conditions of financial institutions with higher interest rates and repayment terms, loans against receipt have a high rating among money seekers.

    After all, loans from a private person against receipt have a number of advantages over loans taken from financial institutions or private financial institutions online.

    Loans against receipt - a wide range of advantages is impossible not to notice even before the start of the transaction.

    The big advantages of this type of loan are the speed of the transaction, a minimum of documents, and flexible repayment terms that must be provided to the borrower.

    The transaction requires neither the provision of collateral, nor documents confirming income, nor studying the credit history of the borrower of money.

    A quick loan, which is taken from a private person, does not have a strictly fixed cost and a clear payment schedule. All conditions can be discussed by the parties at a mandatory meeting and during the drafting of the contract.

    The borrower has a real opportunity during personal contact with the investor to achieve more favorable conditions for himself than those that he would be offered at a bank office, or when communicating with a lender online.

    The parties to the agreement have the opportunity to vary interest rates

    A private loan is not an interest-free loan, and in principle carries interest rates and repayment periods, and penalties. But upon agreement of the parties to the transaction, when drawing up a loan agreement, it is possible, by mutual agreement of the parties, to indicate any mutually beneficial conditions for interest rates and payment terms.

    Even the conditions under which the loan can be interest-free are acceptable.

    Private loans against receipt in the US states: