Credit card or cash from a private individual

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Calculation example: with a loan amount of USD 100,000 at 10% per annum, for a period of 1 year, the total amount to be repaid will be equal to: USD 105,499.06, with a monthly payment: USD 8791.59. The consequences of not paying the loan are regulated by the legislation of USA.

    It happens that, not having time to repay the loan on time, the client has earned a bad credit history in the bank. And he cannot apply for the next loan there.

    In this case, it is advisable to apply for a credit loan to a private person.

    A private loan, with interest rates slightly higher than bank ones, has a number of advantages that compensate for this feature.
    This is a huge number of proposals from private investors and microfinance companies. This is the availability of private lending for almost all social strata, regardless of their credit histories.
    This is the efficiency of solving the problem, practically unlimited amounts of loans and the confidentiality of the client's personal data, which will be stored by the lender. As well as a wide range of lending options and the ability to do without the collateral of the loan applicant.

    One of the main advantages is the efficiency of service, in which you can receive the borrowed amount on the day you apply.