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Calculation example: with a loan amount of USD 100,000 at 10% per annum, for a period of 1 year, the total amount to be repaid will be equal to: USD 105,499.06, with a monthly payment: USD 8791.59. The consequences of not paying the loan are regulated by the legislation of USA.

    You probably know how popular a quick loan is, how easy it is to get it online, or how convenient it is.

    If you are 18 years old and you want to get a loan, you should know that the credit company requires more documents from you than, say, a 30-year-old person. This documentation, of course, is related to your financial side, for example: the amount of income, the stability of wages and others.

    Taking all this into account, the credit company weighs the existing risks, after which it makes a decision to approve or deny the loan.